Question 1

What areas do you serve?

Accepted Answer

We are based in Grand Rapids, MN and primarily serve Itasca County and surrounding northern Minnesota communities. We can provide coverage throughout the state of Minnesota.

Question 2

What is the minimum auto insurance required in Minnesota?

Accepted Answer

Minnesota requires at minimum: $30,000 bodily injury liability per person, $60,000 per accident, $10,000 property damage liability, $40,000 personal injury protection (PIP), and $25,000/$50,000 uninsured motorist coverage.

Question 3

What does home insurance typically not cover?

Accepted Answer

Standard home insurance typically does not cover flooding (requires a separate flood insurance policy), earthquakes, normal wear and tear, or certain high-value items without a scheduled endorsement.

Question 4

How do I get a quote?

Accepted Answer

Getting a quote is easy — call (218) 326-3058, text (218) 413-3775, email info@rapidsinsurance.com, or use the contact form on our website.

Question 5

What payment methods do you accept?

Accepted Answer

We accept Visa, MasterCard, Discover, American Express, personal check, and cash.

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